Purchasing or refinancing your home is a cumbersome and challenging process. A mortgage is a financial vehicle that can be used to help manage debt,pay for college, or plan for retirement. It is imperative to work with a mortgage planner who understands the long term benefits of structuring a loan to plan for a clients financial goals. George Tsemberlis is a Certified Mortgage Planner who specializes in placing clients in the right mortgage product for their future needs.